Septa R., Ahmad. “Perceived Ease of Use and Perceived Security of QRIS Toward a Cashless Society: A Literature Review”. Sustainable Business Accounting and Management Review 1, no. 3 (Desember 30, 2019): 112–118. Diakses Oktober 24, 2026. https://dhsjournal.id/index.php/SBAMR/article/view/458.